Privacy & Security

Privacy Policy

Your privacy is important to us. This policy explains how Texas Credit Trail collects, uses, and protects your personal information.

Last Updated: October 7, 2025

Information We Collect

Personal Information

When you use our services, we may collect the following types of personal information:

  • Contact information (name, email address, phone number, mailing address)
  • Social Security Number and date of birth for credit report access
  • Financial information related to your credit profile
  • Communication preferences and service selections

How We Use Your Information

We use your personal information for the following purposes:

  • To provide credit repair and education services
  • To communicate with you about your account and services
  • To access and analyze your credit reports from credit bureaus
  • To send educational materials and service updates
  • To comply with legal requirements and industry regulations

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • With credit bureaus and creditors as necessary to provide our services
  • With service providers who assist us in delivering our services
  • When required by law or to protect our legal rights
  • With your explicit consent for specific purposes

Data Security

Security Measures

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and restricted access protocols. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Access & Update

You have the right to access and update your personal information. Contact us to review or modify your data.

Data Deletion

You may request deletion of your personal information, subject to legal and contractual retention requirements.

Opt-Out

You can opt out of marketing communications at any time while continuing to receive service-related communications.

Concerns

If you have privacy concerns, please contact us immediately. We are committed to addressing your questions promptly.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website usage. You can control cookie settings through your browser preferences.

Note: Disabling cookies may affect certain website functionality and your user experience.

Contact Us

Privacy Questions?

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:

Mailing Address

Webster, Texas, USA

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by email or through our website. Your continued use of our services after such modifications constitutes acceptance of the updated policy.